Tag Archives: home sale

Sunday Scatterings: Changes to come

I’ve decided that five blogs is just too many.

There, I said it.  And some may have noticed – I’ve already started blending into this one. My writing blog, write tuit , is now incorporated into this one. WordPress, thank you for making it so easy! All I had to do was export it to a file, then import it into this one, and it blended right in, putting my creative writing posts in chronological order mixed in with these posts. Perfect!

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Home Sale Roller-coaster

People have been telling me about how hard it is to sell a house in the US, and I have been telling them it’s different in Switzerland. Well, it is different all right, but that doesn’t make it any easier to sell.

There is an extreme shortage of housing in the part of Switzerland where I live.  You would think that a housing shortage would be advantageous to selling. Well, it should, but it was becoming too advantageous and the banks got scared so they hunkered down on the amount they will loan on a house, and now people need more cash down payment than before. Those who would have been able to buy a house at the price I’m selling a year ago, now have to come up with more money, and many at that economic level just don’t have the savings available.
So, yeah, the Realtors all tell me the price is right, but the banks don’t agree, so the potential buyers are offering low and sticking to it.

I came close to a sale, really close. I thought it was done.

A certain couple really wanted to buy this house. Let’s use an analogy of letters instead of numbers, ZZZ being the ideal price for the house, and lower letters being lower offers.

So, this particular couple had an architect come to evaluate costs of redoing the kitchen, the bathrooms, etc – all personal choice. The kitchen is not only fine, many people have commented on how much they liked it – but this couple felt they wanted a different style. They loved the layout of the home, just not the decor. So fine, I thought, they’re not deducting that from the sale price.

Wrong. They offered low, really low, like UUU. They wanted to end up with the same price after all their renovations. I refused, of course, and they eventually made two other offers and got offer to VVV. Still way too low, and I told the RealtorMiss this. Meanwhile other people, from other Realtors, were seeing the house. Some very interested, but couldn’t get the financing.

Over a period of about 6 weeks, RealtorMiss called me once a week, asking if I was willing to come down to VVV, or even counter offer something near it, like WWW. I said no. She told me they really really wanted the house. I said fine, let them make me a better offer.

So, around 10 days ago, she called me again and said, “They really want it and if you’ll accept an offer of WWW, they’re ready to take it to the notary and sign on the dotted line.” (She said all that in French, of course, not English, but that’s the translation.)   😉

I talked it over with a couple of other Realtors, and they said that with the banking situation as it is, WWW was a fair offer. They also felt I could get more, but it could take another 6 months to find someone. I talked it over with my daughters, and we all finally decided to go ahead and take the offer. Lower than we wanted, but at least we could move on.

The next day, I called and said, “Okay, I’ll sign for WWW.” She called me back and said, “Sorry, they won’t go above VVV.” Huh? What kind of game is this? I said no, of course. It had been an effort to accept the decided price, but to go even lower? I guess they thought that if they could whittle us down, that I’d be willing to go the extra bit to their price.

I never did like Roller-coasters anyway. I may not get that top price, but I’m not lowering it that low again.

Too bad for them. They’re not going to find a comparable house in this area for this price. Their loss.

And possibly my gain. The same day, someone told me about a new high-scale big-name International Private School that is currently under construction – within walking distance of my home! It will be opening next year in September. This is a school for the rich. Private, world-renowned, and very exclusive. So much so that the families with kids in this school would probably look at my home and laugh, too cheap. Most of them will be going for the Luxury Homes. But hey, there are employees, right? Teachers, administrators, etc. My home is just in the right price range for someone like that.

I told one of my Realtors who has International Sales and he is contacting the school to reach the committee that works to bring in the people who are moving here specifically for this school. So I am hoping that someone will be willing to buy my house. It may not be til next year in that case, and of course, if I get a good offer before that, I’ll take it, but this is the best chance of getting the price I want. So maybe it was a good thing that “the couple” tried too hard to bargain.

So I’d say things are looking up.

Scatterd Sunday Ramblings

I probably could have predicted this.

The lack of posts, I mean. I get involved in things and then really go at it, even overly so (look, I have 5 blogs!) and then I get sidetracked by life and just can’t find my way back in to what I started.

My favorite blog to post to, write tuit, hasn’t had a post in 5 months! I love writing creatively, and reading the posts from all the wonderful challenges. So why haven’t I been doing it? It’s as much a mystery to me as to you. Still, I’m keeping that blog around as I do intend to get back to writing eventually, it’s the one thing I love most.

It has been even longer since I posted in a round tuit because it was originally intended as a blog for my site which is about 3d Computer Art. I was going to revamp my site, which has been out of date for at least a couple of years, and link it to the blog. Didn’t get done.

The one I’m saddest about is Life Adapted.  The intentions were good, but I just never got into it. It’s a subject that I don’t like thinking about, actually, so maybe that is the problem. I had hoped to be helpful, but ended up with a huge block about writing in it.

My Dream Journal, though, is something I do intend to keep up, I just don’t dream remember my dreams that often. I have had a few dreams this past month or so that I’ve written out but not yet posted, so I hope to get that done soon.

I’ve been thinking about just lumping them all into one journal – aside from the dream journal, that is. Maybe if I put everything in one place, I’d be less pressured. Wait, pressured isn’t exactly the right word. It’s just that, the goals for the separate journals aren’t being met. I still haven’t re-installed my computer graphics programs since I changed computers months ago.

The problem is, I like having things separated, compartmentalized. It makes it easier for me to focus. And I like having different color schemes, too. Hmm… maybe if I play around with the layouts it will get me inspired to come back and do some writing. We’ll see, I guess. If you see some changes, at least you’ll know why.

One thing I’ve discovered now that I have a laptop and a desktop – I need to network them together so I can see files from one to the other. Most of my blog stuff is on the desktop, but I find the laptop easier for just popping in and writing a post. But like everything else, I keep saying, I’ll do that once I move.

Oh, yeah, still not moving. The house is still on the market, the Realtors tell me the price is right, but no one is buying. I’m beginning to feel a bit of pressure, less like my usual zen self.  Well, not so much pressure as just feeling unsettled, I guess. I feel like I can’t do anything creative until I’m settled into my new apartment, whenever that may be. I know it will happen eventually, I just wish the timeline would hurry up. 😉 Impatient much?

For anyone who was following the CPAP adventure, well, I’ve returned the machine. Yay! No more! I did NOT go back to the CPAP-doc, I just told my GP /General Practitioner that I wasn’t going to use it, period and he couldn’t make me, lol. So instead, he suggested home oxygen, at least for nighttime, so now I have an oxygen diffuser machine thingy. When he first suggested oxygen, I had visions of this huge steel bottle standing by my bed, but instead, it’s a small black box. I don’t know how, but it creates oxygen and then I can use one of those nose tube things for delivery of oxygen. It’s unobtrusive, (the nose tube) and I can sleep any way I want with it. I measured my oxygen levels during use and it stays up around 98% all night long.

So I’m finally getting correct amounts of oxygen while I sleep.  It doesn’t force anything, just allows for a little extra oxygen to be breathed in along with the rest of the air. If my problem really had been apnea, there would have been some slumps from apnea obstruction, but there weren’t, so I guess I didn’t really need the CPAP after all.

Okay, so I guess I’ve updated what’s happening. Who knows when I’ll be back again – your guess is as good as mine. I could go on like this with occasional posts here and there for months, or I could throw out a whole slew of them again.

Only way to know is to wait and see…..

Rambling: Still Breathing

Okay, I know it looks like I dropped off the face of the earth.  I haven’t.  Still hanging in there, and besides, gravity won’t let me fall off, so I’m just continuing to do what I do, which these days isn’t a whole lot.

I’m actually thinking of changing the blog/s, doing something new, something to at least just get me in here and working on them. It’s so easy to lose track of time and just drift. Which is pretty much what I’ve been doing. Drifting. Okay, so gravity may keep me from falling up, but it won’t keep me from drifting a bit. Or a lot.

I’ve been really struggling with the breathing issue, and the CPAP machine. I just don’t think we’re a fit, but I’ve been low on energy lately and haven’t had enough fight in me to argue the point with the CPAP doc. It’s his “thing”, he has written papers on it, he tells me I just need to give it a try.

All his talk about “should” being bad and telling me I need to find a motivation for using the machine, well, it didn’t work, because just after that we had a hot spell during the summer, and the mask made me feel like I was going to suffocate, so I didn’t use it, and haven’t touched it since, even though the weather has changed.

So why do I feel like a little kid who didn’t do her homework and now must face the teacher? Sheesh!

I even bought an oxymeter that measures and records oxygen levels over time. I tested it at night without the CPAP and also during the day, being careful not to jostle it. I found out my oxygen during the day is worse than at night, especially when I use the stairs of concentrate on something – because I literally do stop breathing.  My GeneralistDoc wanted to give me some kind of oxygen diffuser for at home, but the sleepDoc nixed that idea and told him to have me go see him first. I know what he’s going to say – use the almighty CPAP.

Gosh I didn’t realize how frustrated I was with all this until I started writing here. I don’t usually get intimidated by doctors or anyone else, so this is unusual for me, and I’m not sure where it’s coming from. Maybe it’s because the doctor in question is so . . . earnest. He really believes in his advice, and offers it with such enthusiasm, it’s hard to argue with him. He’s one of those people with presence who would do well standing at a podium speaking about apnea at a convention. Heck, he probably does all that anyway. So when all that positive energy is focused on me, telling me how good it would be for me to try one more time, it’s hard to resist or stand firm.

On the home sale front things are looking up. We’ve had several visits. One couple made an offer, and upped it twice, but it was too low, even at their best price. They wanted to do renovations that aren’t necessary, and felt we should come down on the price so they could afford what they wanted. Nope. I know what the house is worth, and I’m not budging below a certain point.

We’ve had two visits this week, one was a return visit from a couple that is very enthused, and talking to their bank, so I’m hoping for an offer from them, and the other visit was a couple with two small children, looking for a first home. It was harder to tell what they thought, though they did ask a couple of pertinent questions that seemed to indicate they were considering it. I just have to wait and see.

Meanwhile, what am I doing? Biding time,  installing programs onto my desktop PC, but still using the notebook for emails and such. And still watching a lot of tv. 😉  It passes the time while I wait for my life to settle into a new apartment and new rhythm.

No wonder I haven’t been writing in here. There’s simply not a whole lot to write about. 🙂

Til the next time,
Judee

Sunday Scatterings: Not Lost

Okay, okay, I’ve been terribly absent the past couple of weeks. I did do some writing around one or two weeks ago? Gosh how much time has passed?

Since my last SS post, I have posted three times in here, just scroll down to see them, all about my Sleep Study, and then the Results, plus I caught up with Cee’s Share Your World, three in one!

I also managed a few creative writing exercises/ challenges since my last SS post. You can find them at write tuit. I’m trying to do what I can, not always the same challenge, but timing is the biggest element as to whether I get something done. So, I’ve managed one entry for the 100WCGU, Helping Hands.  For the Saturday Centus, I’ve managed two in the past few weeks, Texas Pleasure and Recipe Lost.  The most recent was for Friday Fictioneers, about Rainbow Fairies.

So, you ask, what have I been busy with? Well, for awhile there, I really thought we had a buyer for the house. So I kinda went crazy looking for an apartment to buy. I even visited one and set up appointments to visit three others. But then, after a week without word from the prospective buyers, who had come to see the house twice at rather inconvenient times, they decided against it.

Yes, I was really disappointed. Plus I had talked to the bank and they are concerned about my disability in terms of how much they will lend me to buy an apartment, so I have to talk to a financial counselor who knows the Disability laws here and can find a bank that will work for me. Not impossible, just more busy work and hunting. This weekend I’ve decided to just let it go and not worry about it.

Oh! I almost forgot to mention – I got my breathing apparatus, for my sleeping time. It’s fairly simple, and I got the least bothersome “mask” to use. It only covers my nose. I’m to try it out and see if it works okay. If I end up breathing through my mouth a lot I may have to change masks, but hopefully not as this one seems fairly comfortable.

I haven’t tried it yet. i picked it up on Saturday and didn’t have the courage to assemble it until today, so tonight will be my first try with it. I’ll let you know how it goes.

Meanwhile, sorry I haven’t been visiting much. My mind has been on other things for awhile.

Be well, be happy, and above all, enjoy!

Judee

Sunday Scatterings 04.29.12

Okay, I ran late this week, and no excuses, and I’m also cheating and dating this Sunday instead of Monday morning when I’m writing it. Don’t you love that date option? It’s great for recording past dreams and having them display on the date you dreamed them.

Speaking of which, tuit dreams now has two more dreams, both from this past week. Tornado Watch was quite a breathtaking ride, and City Visitations, where the word “visitation” takes on a whole new meaning. Do you ever feel like loved ones who have passed on still visit you in dreams? I do, most definitely. They don’t usually have anything important to say, but they always leave me with a sense of comfort at having visited with them, no matter what form the dream takes, or even if they are simply secondary characters in it.

A very creative blogger got me inspired this week to take out my Photoshop and Apophysis renders and play with a base image offered for play. you can see what I did at a round tuit, with my post Freaky Zen Inspiration.

Writing, of the creative kind, has, alas, been a bit on hold while I do other kinds of writing, of the filling out forms kind. But I couldn’t resist Jenny Matlock’s latest prompt, and just had to participate with my offering for Saturday Centus: Texas at write tuit.

Scattered Thoughts:

So what have I been doing?  Well, I’ve been on the Swiss version of Disability since around 2006, which was fine until my ex lost his work and could no longer send me alimony. Don’t worry, we’re on good terms, and he gives me all his papers to prove his finances, the guy really is in debt up to his ears. But the way it has affected me is that I now have a very limited income and all the bills associated with a house that is too big for me. Even with an apartment, rent around her is more than I  get for Disability, which is why they have what loosely translates to Supplemental disability, for those who don’t have a second income (spouse or alimony) or fortune or pension plan, etc..

It took a lot of paperwork, and having to prove that my ex wasn’t hiding money from me, but I was finally accepted. The Supplemental income won’t make me rich, but it helps. It’s individually based on need, and a very balanced system. The supplemental income is just enough to get by on, but enough is just that – enough, and a wonderful relief!

And there are other benefits that are even more important than the income itself – the Supplemental program pays my basic health insurance, and the deductible. It also pays for home help, assistance with whatever I need help for out of the home, like help getting groceries and someone to wash my hair for me and basically whatever else I might need to allow me to stay independent. Some of it I don’t need yet, but once the house is sold (and that’s a must, as it’s on 3 floors and I need a “flat” apartment) my daughter will no longer be with me so I’ll need some of those services then.

I cannot tell you what a relief it is to have this. It assures me that I will have the help I need. And when I sell the house and buy an apartment, it will be adjusted accordingly, so no worries there. I am truly blessed. It may have been a long road, and I understand why they can’t just give this away, but at last it’s final and I can breathe again.

Of course, it also means more forms to fill out, lol, and past insurance payments to copy and send in (It’s retroactive to January of this year which is when I applied for it) and I’ve been busy with that and a few other things like doctor visits and such. (No worries, routine)

On Monday (shh, that’s today actually) I’m going in to do a Sleep Analysis, not because I’ve had trouble sleeping, as that is pretty much explainable, but because I wake up with numbness in my face and my hands crisped into fists up against my chest. I told the doctor and he wants to see what goes on with me at night, if I could be sleeping in a way that cuts off circulation or whatever, and if I’m crisped up all night or just in the morning, etc. Should be interesting, I’ve never done anything like it before – they put electrodes all over you and film you sleeping – eek. I hope I don’t do anything too disgusting, like snore really loud. I guess I’ll find out, lol.

Anyway, no promises, but I hope to pick up some writing again soon, I love doing the challenges. And I’m also wanting to do some artwork. But wanting is far from actually doing, so I guess we’ll just have to wait and see.

Thanks for the visit, and you all have a great week!

Judee

Sunday Scatterings 04.22.12

Well, well, well… ahem. Yes, I can count. I’ve missed not one, but two Sundays in my Scatterings. So much for good intentions. 😉

So, catching up, here are my posts from the past 3 weeks. Sadly not a whole lot, but hey, that’s okay. It is what it is. 🙂

in tuit   You can just scroll down the main page or click on the links to see that since my last SS on April 1st, I’ve posted only four times in this particular blog. A Word About Awards was a difficult decision for me, because I do appreciate your kindness. I need to update the awards page, too, with more thank yous. I wish I had more time and energy to play the games, but hey, maybe later. In Rambling: Sleepless Night I admit, it was a bit of a pouring out, and I was so surprised at how many of you offered your support and encouragement and good ole zen feelings. It really did help. So of course, the next post was properly titled Feeling Better. 🙂  Just in time for my birthday on April 9th, when I turned Sixty.

a round tuit  Alas, only one post in my art blog. And of course, it’s a Sunday Post: Blossom. The funny thing is, I’ve been concentrating on some art programs which is part of the reason there is so little – I’m having to figure out and learn the programs, install stuff, etc. It all takes time. But maybe I’ll have some time this week, we’ll see.

write tuit  Usually my most prolific blog, due to all the interesting writing challenges, I’m rather sorry to say that in the past three weeks, I’ve only participated in three challenges. At least they were each a different one. Trying not to play favorites, cause they are all my favorites, but I also have to go with the inspiration of the moment. In Julia’s 100 Word Challenge for Grownups, thank goodness we had two weeks, so I was able to get my short tale, Daddy’s Girl in on time. Just under the wire.  I only managed one Friday Fictioneers, hosted by Madison Woods. And even though it was for a Friday, the title was Wednesday.  The most recent writing challenge for this period is one hosted by Chris Donner. She comes up with some really different and interesting challenges for the “I Always Wanted to Write” – or – IAWTW challenge. Reunion was my offering for the most recent one. Three tales in three weeks. I know… gotta pull myself together!

tuit dreams  I’ve actually been dreaming a lot recently, but not capturing them when I wake. Well, we all dream every night, of course, but I mean, I’ve been waking with dreams in my mind and then just losing them with the movement of the day. I really need to work on that. The two I managed to capture and write down are Vampire and Job Interview. I also had a dream about an apartment I had looked at online, but didn’t record it because I couldn’t remember anything other than that it was about that apartment. Makes me think I should go take a look at it, at least.

Life Adapted  Yeah, I know, the rarest of the rare, I actually posted in this blog. A post on Cancer Survivorship Today which even includes a short video. I had such plans for that blog, but for some reason, I seem to get writers block or rather bloggers block when it comes to posting in it. I think I have so much to say that I just don’t know where to start.

So there you are, a summation fo my last three weeks blogging posts. I’ve also been very lax in reading blogs – just haven’t had a lot of time.

So what have I been doing instead? Well, I already mentioned one thing – installing and watching videos to learn some new elements of a computer graphics program, but especially downloading content to use in it. I know that doesn’t make a lot of sense to you, but it will eventually. I have a lot of content to download, and it just takes time. And more time. and more time.

I’ve also been doing some sorting at home – and that’s tricky, because I have to balance out the work to be done with my physical limitations. My daughters are helping. The one who is working and living in her own apartment has been coming over on the weekends and she and her sister have been going through “stuff” – mostly their own til now, but they’re beginning to get to the stuff I will be giving input on. But there are certain things they can’t help with – like my clothes, and my books.

You wouldn’t believe how many clothes I have that I’ve not even thought of wearing is at least 5 years or longer. They still fit – well, most of them. Some are too small, and some are too big, (that was a surprise!) but most still fit, yet I never wear them. So out they go. I really want to move as “lightly” as possible when I finally do find an apartment (and of course get the house sold).

And books! I know I can’t possible take them all with me. And with my eyesight problems, I really do better reading on the Kindle. But some books I just can’t let go of, even if the print is too small for me. I love my Kindle, but it’s just not the same as being able to flip through the pages of a book. I’m trying to whittle them down to where they will all fit into one tall bookshelf with 6 or 7 rows.  Just my favorites. Just so I can occasionally pick them up and fan the pages.

Nostalgia? Yes, but only with books. Everything else will be either given away or thrown away – if I haven’t used it in the past few years, I’m not likely to use it ever, so out it goes.

I want my next home/apartment to be clutter free, simple, cozy, and comfortable, with just the bare essentials. I can almost taste the anticipation of letting go of all this accumulated weight from the past. And it feels good.

The blogging isn’t on hold, it’s just whittled down a bit, like everything else. I give it what attention I can, while moving back and forth with daily life – blogging and reading, sorting and resting, real estate discussions and apartment hunting, doctor appointments, groceries, being creative, learning programs, playing games, this and that, whatever falls into the moment.

Because ultimately, the moment is all there is.

So in this moment, I am signing off and wishing you all a fine week of lovely moments.

Judee

Feeling Better

Thank you, each of you who commented on my last Rambling post, and thank you to those bloggers out there who helped me feel better just through reading their blogs.

Synchronicity is a funny thing – when you really really need something, it comes to you. I needed to refocus, find my center, and so when I finally had a moment to just go to the WP panel and scan through the Blogs I Read, what a joy it was to find posts that seemed to speak directly to me and how I was feeling, reminding me that each moment is just a passage through life, some good, some bad, but all eventually balancing out.

Of course, getting a couple of good night’s sleep helped too. 😉

This weekend, I’m letting it all go. What does that mean? It means I’m going to simply live in the moment, not worry about apartments or packing or money. I know it will all work out, so I am allowing myself a few days to just trust in what I know.

It’s so easy to get caught up in the rush of thought, worry, plans, decisions. Yes, as we move through life we do have to make decisions, choices, we do have to plan at least to a certain degree. But we also have to learn to trust that even if what we “plan” doesn’t pan out, it simply means that something else, something better, is on the horizon.

Last year, I found an announcement about some apartments being built near here, in a town that is dear to my heart because it’s the first place I lived in Switzerland. The precise location itself wasn’t perfect, it was across from the railway, which meant trains passing, but I liked the plans they showed, and the price was right, because it was to be purchased in advance, with a construction credit. It seemed too good to be true.

It was. The bank turned me down – mainly because of my income, which is disability payment and nothing else. It didn’t matter that once my house would have sold, I’d have enough to pay for 80% of the apartment, thus my loan would have been very low.  They said they couldn’t count on that, as long as my house wasn’t sold. In addition, I’m supposed to get alimony from my ex, but they didn’t count that either, and rightly so, because I haven’t had an alimony payment in over two years due to his financial straits. Of course, they didn’t know that. And at the time my ex had been trying to get funding for a new business, so I thought I’d eventually get the alimony back. But they were right. That was money I couldn’t count on.

I was heartbroken. I drive by the construction site often, and have watched it going up – it will be ready in July. The layout of the apartment would have been just right for me. But perhaps, not the location across from the train. I’d lived near the trains before and I remember the roar of sound as they passed by. this apartment was about the same distance. It has since occurred to me that I really don’t want that kind of noise in my life. Wherever I move it will be someplace quiet.

The funny thing is, when I met the realtor who is handling the sale of my house, we also discussed what I was looking for in an apartment, and we discussed new v/s old, etc. He said a lot of the newer apartments going up are in less than ideal locations, simply because there is no place left to put them. (Switzerland is very small) And all of a sudden he mentioned the exact apartments I wanted to buy into, as an example of what I wouldn’t want. He said, “I can’t imagine you would want something like that, so close to the trains, would you?” And I smiled inwardly as i said, “No, of course not.”

Because it’s true. I don’t want to live in a noise polluted area. And I don’t think I fully realized it until he mentioned those exact apartments. Why those? I think it was a reminder to me that even our disappointments can sometimes be for the best.

I think I will try to remain open minded about my future apartment. I’ve been determined to stay in a particular area, hoping to remain equal distance between my daughters – but honestly, they are adults now, they have their lives, and they won’t be visiting me any more often if I’m close than if I’m far. (and far here means maybe an hour’s drive.)

Trust doesn’t come easy, but it can develop over the years. I’ve learned to trust in what I call rightness.

The right buyer, the right apartment for me, the right timing for it all. It will happen in rightness, because that is what my life has shown me these past 60 years.  Everything happens in rightness.

-and so it is-

Blessings and rightness to each of you!
Judee